Best Baccarat Casinos in New Zealand

Last Updated: 08/10/2020

The growth of online casinos has opened the doors to a plethora of games that weren’t regarded as what we like to call “bread and butter” games. Most are familiar with games such as roulette, blackjack and Pokie, but before online casinos, games like baccarat were often only played by the hardcore casino player.

We only feature websites and apps that are fully regulated and legal in New Zealand. Terms and Conditions apply for all bonuses. Must be +18 to participate.


Casino ProviderBonus OfferReview
1

100% Welcome Bonus up to NZ$1,500 + 10 Extra Spins

2

200% Welcome Bonus up to NZ$2500 + 50 Extra Spins

3

100% Welcome Bonus up to NZ$1,000 + 150 Extra Spins

4

100% Welcome Bonus up to NZ$1,000 + 100 Extra Spins

18+. T&C Apply

5

200% Welcome Bonus up to NZ$5000

18+

6

100% Welcome Bonus up to NZ$200 + 50 Extra Spins

7

100% Welcome Bonus up to NZ$600 + 200 Extra Spins

8

EXCLUSIVE: 100% Welcome Bonus up to NZ$1,500 + 200 Zee Spins + 500 Zee Points

9

NZ$100 Welcome Bonus + 200 Extra Spins

18+ T&Cs Applies

10

100% Welcome Bonus up to NZ$200

18+ New Players only. Gamble responsibly. www.begambleaware.org

11

Welcome Bonus of 200 Extra Spins

12

100% up to $300 + 150 Extra Spins

13

100% Welcome Bonus up to $1000 + 1000 Extra Spins

14

Get daily, weekly and monthly rewards! Safe deposits and withdrawals in Nitrospeed

15

100% up to NZ$500 + 100 Extra Spins

16

NZ$600 Welcome Package

17

100% Welcome Bonus up to NZ$100 + 200 Extra Spins

18

Get daily, weekly and monthly rewards! Safe deposits and withdrawals in Nitrospeed

19

100% Welcome Bonus up to NZ$1,500

20

100% Welcome Bonus up to $1000

21

100% Welcome Bonus up to NZ$400 + 400 Extra Spins

18+. T&C Apply

22

200% Welcome Bonus up to NZ$400

23

100% Welcome Bonus up to NZ$100 + 200 Extra Spins

24

10% Cashback on All Losses Every Friday

25

100% Welcome Bonus up to NZ$1200

26

100% Welcome Bonus up to NZ100 + 25 Extra Spins

27

100% Welcome Bonus up to NZ$900 + 150 Extra Spins

28

$1500 Welcome Bonus + Extra $30 Bonus

29

100% Welcome Bonus up to NZ$200 + 100 Extra Spins

30

100% Welcome Bonus up to NZ$100 + NZ$2400 Welcome Package

31

10% Cashback, No Strings Attached

32

100% Welcome Bonus up to NZ$1000 + 50 Extra Spins

33

100% Welcome Bonus up to NZ$1000 + 100 Extra Spins

34

100% Welcome Bonus up to NZ$1000 + 200 Extra Spins

35

100% Welcome Bonus up to NZ$300 + 50 Extra Spins

36

100% Welcome Bonus up to NZ$400 + 200 Extra Spins

37

200% Welcome Bonus up to NZ$500 + 30 Extra Spins

38

110 Extra Spins

39

100% Welcome Bonus up to NZ$200 Bonus + 100 Extra Spins

40

100% Welcome Bonus up to NZ$1500 + 100 Extra Spins

41

100% Welcome Bonus up to NZ$100 + 50 Extra Spins

42

100% Welcome Bonus up to NZ$1500 + 300 Extra Spins

43

200% Welcome Bonus up to NZ$450

44

100% Welcome Bonus up to NZ$500

18+ New Players only. Gamble responsibly. www.begambleaware.org

Guide to the Best Baccarat Casino Sites

Most online casinos that are worth their salt include baccarat within their table games section. In fact, some have several variations of the game offering not only depth but variety as well.

As with any form of casino game, the more choice there is, the more you need to know. Baccarat is a game that is a brilliant alternative to the mainstream, but you need to work a little harder to find the best online baccarat sites in New Zealand than a lot of other games.

Throughout this article we are going to touch on a wide range of nuances that are all linked to the game. This includes everything from the rules of the game to finding out the best bonuses for baccarat.

What we will add is that the page you are reading is going to constantly be updated with new offers and games. It’s for this reason why we think it’s a good idea to bookmark the page so you can keep checking back.

How we Review Online Baccarat Sites

At Casino Source we pride ourselves on our reviews. As you can see, we look at hundreds of casinos and rate each one based on the information and the experience that we have with that brand.

To make sure that we are getting the most out of each review we have set up a team that is dedicated to Baccarat. Within that team includes a mixture of players, game developers and Baccarat experts who have an eye for what’s good and what’s not so good.

The team then form part of a larger package for the site. They look specifically at the baccarat section and then can feed this information into our mainstream casino reviews.

It’s a process that has worked brilliantly well for Casino Source over the years and we are proud that spend the time to go above and beyond other baccarat casino reviews.

No two casinos are ever the same. Granted, some are very similar in terms of the games that are on offer, but they will differ slightly in some areas at least, so we must work out what these differences are and how it affects each casino.

We have created a platform for each of our baccarat casino reviews, however, we know that there are times where this needs to be flexible and we need to change things up a little bit. Next, we are going to show you what we’re looking for and how we go about each review.

A review starts with the number of games that are on offer. Baccarat doesn’t have a huge variety of games if we are being honest, so any form of innovation here is welcomed. There’s not a set number that we look for, but we want casinos to take the initiative here and host as many baccarat games as possible.

It’s not just a case of quantity over quality here either. The games need to be good. Baccarat is unique in that there are a lot of moving parts and a lot of bets that you’re able to place. This means that some games work better than others as a result.

An extension to the range of games is the number of live baccarat options that you can access. Live baccarat is growing year on year with online casinos and this is an area that lots of places are expanding into.

These games can be a little limited, but for them to work well, the dealers need to be on point. Not only do they need to have great skills in terms of how the games work, but they need to able to interact with players as well. The standard is pretty high these days, so we have stepped up our expectations with what is good and not so good.

This will wrap up the review in terms of the games on offer and how they work. Even though our job for this section of the casino is to look at Baccarat games, we need to look at the rest of the casino to get a better idea of the overall picture.

Reputation and licenses are next on the list. For New Zealand players the casino has to be licensed with the New Zealand Gambling Commission. If they are not, then they cannot legally accept New Zealand-based players. We do highlight this with each review, but their website is very easy to use if you are at all unsure and you can search for all casinos that are licensed with them there.

In terms of reputation, this is mainly what others are saying about the casino. Our tests are ongoing, so they can take days, weeks, months or even years to work through. We also look to see what other players are saying as well. There might be common problems that we haven’t come across, but others are and we include that with our review as well.

Bonuses and promotions are next on the list. We talk more about these later on in the article and whilst offers that are dedicated solely to baccarat are rare, there are plenty of offers that can still be claimed and cleared by playing baccarat.

Getting money in and out of the casino is about as important a role as any here. We test a lot of different payment methods to see how easy this process is.

Luckily for New Zealand players, a lot of the payment options you get from one casino are copied across to others. This includes things like debit cards, bank transfer, e-wallets, Apple/Google Pay, cryptocurrency and pre-paid cards. The range of payment options are limited compared to some other European countries, but this is not necessarily a bad thing as it becomes easier to regulate for the NZGC, making it safer for the players.

Mobile casino now plays a big role with any casino, so you need to be able to access a decent app. At worst here we are looking for a mobile site if no dedicated app, but either has to have access to baccarat games. We must admit that take up with a lot of online casinos for mobile baccarat has been slower than some games, but it’s much better than it was.

Finally, we delve deep into the casino's customer support section. If something goes wrong, we need to make sure that someone is there to help. As we stated at the start, this is a basic look at our process but it will change for each casino. We target each review towards baccarat as much as possible, before then linking in with the other sections that are just as important within the overall package for that casino.

How to Find and Choose the Best Baccarat Online Casinos

If you’ve spent any time within the online casino sector, then you will be aware that the range of casinos you can choose from is extensive. If you are totally new, then hold on to your hats, as there is a lot to get through.

Choosing the best baccarat online casino is not an easy choice. It’s also not possible for us to say that one casino is better than another for a certain player. We will (and do) rate casinos based on what we think the majority of players are looking for, but you need to be able to make the choice for yourself as to what will work for you.

It’s for this reason why we have included a bit of a guide that you can work through to find the best casino for you.

The first place to start is the casino edge for the baccarat game that you want to play. This is the advantage that the casino has over the player. Ideally, we want this number to be as low (or high depending on how you look at it) as possible.

A good place to start here is the number of decks that are in play for the game. These usually range between single-deck games, 6 decks and 8 decks. The higher the number of decks the lower the casino edge (better for the player) generally speaking.

Aside from the edge, you then need to look at the games that are on offer. Are they of a good standard and do they cover the games that you want to play?

If you are new to the game then this isn’t always easy to know, so our reviews can help you here. We will highlight how games stand up compared with others in the industry and then if that will work for the majority of players.

We would then recommend that you move towards a baccarat welcome bonus if you can get one. To be honest, bonuses that are set up just for baccarat are rare, but most welcome offers will let you clear their bonus playing baccarat. Make sure you check the T’s and C’s for the offer and see what sort of percentage they allow with Baccarat.

Finally, you need to look at accessibility. If you are playing online then you will have a huge range of games to choose from. If you are playing on mobile then they will be a little more limited, but even these are increasing.

Design, usability, features and functions are usually things that you can work out before you even register an account, especially if you reference our review on that casino. This should allow you to work out if that casino has the functionally that you need before registering an account.

Baccarat Bonuses in New Zealand

When you register with any new casino you must take advantage of the welcome offer that’s on offer. Pretty much all casinos offer one these days and if you’re not utilising one then you are leaving value at the door.

Bonuses come in all shapes and sizes, but most will be that of a deposit match. This is where the casino will take your first deposit and match it up to a certain amount. For example, a 100% match up to $100 would mean that if you deposit $50, they will give you $50 in bonus money.

Seems a little bit too good to be true, right?

Well, it is, and it isn’t. The casino has wagering requirements for that bonus. This is will be a sum of money linked to your bonus that you need to wager before you can withdraw the bonus as cash. A typical amount would be around 30x the deposit amount. The lower the better here.

The issue that you face as a baccarat player is that very few of these offers are geared towards the baccarat game. In fact, most are heavily weighted towards pokie, but can still be cleared via other table games which includes baccarat.

What you need to do is find out the contribution amount for baccarat before you sign up. You can do this via the casinos T’s and C’s. We highlight this in our reviews as well.

A couple of examples of this would be from the likes of Casimba Casino and 888 Casino.

Casimba offers a 100% match bonus up to $500 with a 35x wagering. However, they do not allow baccarat game or any table games for that matter to contribute towards wagering for the bonus.

888 Casino also offers a deposit match worth up to $500. They do allow wagers from Baccarat games to clear the bonus, albeit just 10% of each bet. So, if you placed a $10 bet then $1 of that bet would contribute to clearing the bonus.

What you’re trying to do first of all is find a casino that accepts baccarat to clear the bonus. You then need to get a bonus with the highest wagering contribution as you can to make it easier to clear. The 888 Casino is pretty typical, to be honest, so anything over 10% contribution and you’re onto a winner.

Live Baccarat Casino Games

Live casino games are becoming increasingly popular throughout the industry. The range of games on offer is as high as they’ve ever been, with baccarat being one of the games that have benefitted the most.

How this works is that game provided sets up a casino environment usually within a studio of some sort and then streams the table to the player. The player can access this online and even on mobile, allowing them to play whilst on the go.

Games come with a live dealer who runs the game just as they would from a brick and mortar casino. You can get other players at the table playing the same game as well, with some sites allowing you to interact with them also.

Live dealer baccarat has several pros and cons which we have outlined below:

Pros

  • Recreates the brick and mortar experience of baccarat
  • Allows players to interact with dealers and even other players
  • High-quality streams, with most of them available in HD
  • Lots of games now accessible via mobile casinos for play on the go

Cons

  • A limited number of games compared to regular online baccarat
  • Games can fill up fast meaning that you sometimes have to wait for a seat with some casinos

Free Online Baccarat Games

Many online casinos offer a range of games that include free spins. These are often referred to as “demo games” and with it, the players can test casino games without using real money.

Baccarat is accessible as a free version with a lot of online casinos and if you can get access to it, then we highly recommend that you utilise this function if you are new.

We use the term “if” because not all players can access this feature. For example, players from New Zealand can’t access free baccarat games because the New Zealand Gambling Commission (industry’s governing body) does not permit their licensed casinos to use this feature. The reason is that they think it encourages improper gambling but those that are vulnerable or high risk of problem gambling.

Given that Baccarat has a lot of moving parts to the game, getting access to a free version is a great idea for a new player. In fact, even watching videos on YouTube will enable you to get a better feel for how the game and bets work for Baccarat.

Online Baccarat Software Providers

Baccarat is not as widespread as games such as roulette and blackjack. This means that fewer game providers are serving up baccarat which means that the range of games is a little limited.

The saving grace here is that the players who are creating the game are some of the biggest and best in the business.

There are two standout game providers of baccarat right now, with the first being that of Microimaging. The company need little introduction, but they’ve been producing online casino games since the very start back in 1994. Not only do they now have one of the biggest catalogues of games to choose from, but they also have one of the best.

The other is that of PlayTech. They’ve also been around for a very long time and first opened their virtual doors back in 1999. They offer several baccarat games and are one of few that offer both online and live variations.

Speaking of live baccarat, Evolution Gaming is the biggest and best in this category. They offer sublime games and their studios are some of the best, with dealers who are clearly highly skilled and streams that are pretty much flawless in terms of presentation.

Even though the range of online baccarat software providers is smaller than some other table games, the range is more than good enough to get a nice balance between each provider.

What is Baccarat?

Baccarat is a card game that can be dated as far back as 15th century Italy. The original version saw players bet their hands against each other, trying to achieve the highest score. More modern versions of the game, like Punto Banco, emerged in South America and later the US, where the player bets against the dealer instead. Here the game has three possible results – the player wins, the dealer wins, or it's a tie.

Most online baccarat games follow Punto Banco, but other versions are available that harken back to the original European rules. In all versions, the aim is to have the hand with the highest score up to 9. If the sum of your hand puts you in double digits, then your score is the right-hand number. For example, having a pair of 7s would equal 14, so your score would be 4. The suit of the cards has no bearing on the game.

Baccarat Strategy: Follow the Shoe

'Follow the shoe' is a term coined for a popular baccarat strategy. While baccarat is limited in terms of what a player can change to tilt the game in their favour, they can bet on the outcome of the next hand. It's designed to take advantage of a winning streak by betting on what happened in the previous hand, based on the assumption that wins come in groups and do not alternate from player to dealer each round. For example, if the player won the last game, bet on them in the next one. If the dealer wins going forward, switch to them.

Baccarat Rules: How to Play Online

Players are given two cards to begin with. If the total is 6 or more, then they must stand with their hand as it is and hope the dealer has a lower score. If it's 5 or less, players must draw one additional card. The banker rules are slightly different, as they must stand if their cards total 7 or more, or draw if they have cards valued less than 2. If it's between 3 and 6, then the banker only draws depending on whether or not the player also drew. Should the game result in a tie, no money is lost or won. However, spectating players can bet on who will win, or if the next hand will result in a tie, with casinos offering odds of 9/1.

Online Baccarat Betting Options

Baccarat comes with three different betting options to choose from. These are betting on the banker to win, the player to win or a tie. These are the three main areas of a baccarat board and it’s here that you will need to place your bet for each round of betting. Let’s break down each of the bets to see how they work in terms of odds and payout.

Player Bet

The player bet is one that pays even money. The house edge will range from 1.29% for a single deck game to 1.24% for a 6-deck game. To win, the player needs to get nearer to 9 than the banker.

Banker Bet

The banker bet will payout at odds of 19/20, just shy of even money as it comes with a 5% commission taken by the house for all bets placed. The house edge is one of the smallest for any bet in an online casino, let alone for baccarat, coming in at 1.01% for a single deck and 1.06% for a 6-deck game. The banker wins by getting closer to 9 than the player.

Tie

This is the highest payout bet for the main bets within the game, paying 8/1. With comes a huge house edge of 15.75% for single-deck games and 14.44% for 6-deck games. For this bet to come in, the player and the banker need to have the same hand (tie).

Other Bets

There is also a range of other bets, which are known as side bets for the most part. With each, the payouts will vary and this will change from casino to casino. It’s one of the ways that a lot of casinos make higher margins within the game of baccarat. We’ve listed the more popular bets below along with their payout and house edge.

  • Player Pair – Even money payout, a house edge of 11.25%
  • Banker Pair – 11/1 payout, 11.25% house edge
  • Perfect Pair – 25/1 payout, 17.07% house edge (highest payout odds and house edge in the game)
  • Either Pair – 5/1 payout and 14.54% house edge
  • Small – 1.5/1 payout and 5.27% house edge
  • Big – 0.54/1 payout and 4.35% house edge

Playing Online Baccarat on Mobile

As we’ve mentioned a couple of times already, mobile casino is starting to become to go-to for pretty much all online casinos. The number of players that are accessing casinos via their mobiles is set to overtake online very soon.

In fact, the shift to mobile is so great that many new casinos and redevelopments of older casinos are approaching their design with a mobile-first intent. This means that they create the app or mobile platform and then work the online platform around that, a process which has been the opposite for many years.

Baccarat is one of those games that is now accessible via mobile. It’s not as common as some table games, but the majority of the larger casinos will have at least one mobile option to choose from.

It’s also worth noting that live baccarat can be accessed by mobile as well. Many of these are designed using the mobile platform rather than a dedicated app, but they work in much the same way thanks to technology like HTML 5.

Pretty much every make and model will be able to access these mobile apps and sites. These include iPhone, Android, Windows and Blackberry.

Baccarat Sites Deposits and Withdrawals

Online casinos are now as accessible as they ever have been. More people can sign up and more people can safely get money in and out. Baccarat players will enjoy a wide range of banking options, with the likes of Visa and Mastercard being the two most popular forms of banking.

The online payment network is now worth trillions and the gambling industry has got on board, playing a big role in how they work. The likes of e-wallets such as Neteller, Skrill and PayPal are right up there with any bank-related payment card.

Aside from that, you get a range of one-off payment methods, such as prepaid cards and Paysafecard. These are great if you’re looking to keep as little banking information online as possible, however, it is worth noting you will not be able to withdraw to these methods.

With all of these methods, you need to take a good look at the restrictions that are in place. These could be anything from the location that you are playing from to the timeframe it takes to process the payments.

Another important note is that some banking options will not be eligible for welcome offers. E-wallets and online payment options are often the ones that are prohibited here, but you need to check the T’s and C’s of any offer that you take to see what is eligible as it’s not just a blanket rule.

History of Baccarat

The word baccarat can be traced back to the Italian word for zero, 'baccara'. It was so named because the face cards were valued at zero, although baccarat history has a more romanticised twist to the basis of the game. It is believed that baccarat was dreamt up by a man named Felix Falguierein who lived in Italy during the 15th century. He was possibly inspired by an ancient Italian fable about a young virgin who was forced to throw a nine-sided dice by nine gods.

The lower the number, the worse her fate. An 8 or 9 would see her named a priestess for the gods, while a 6 or 7 would see her outcast, but still alive. Anything below this and she would have been forced to walk into the sea. The game was then communicated across the border to France in the late 15th century, where it became popular with the aristocracy, taking on the name of baccarat, although it was better known in France as Chemin de Fer.

It was a few centuries later, when France, Spain and England were colonising the world, notably South America, that baccarat took the shape of the game we know and love today. In the original European versions, the players played against one another, but in South America, Cuba and, later, Las Vegas, gamblers bet against the house. Baccarat did not light up the strip like blackjack or poker, but the Vegas casinos kept it in play, marketing it as an exclusive card game for distinguished guests and high rollers.

Advantages of Playing Baccarat Online

The online platform is expanding all the time and games like baccarat are really starting to benefit from this. Here are some of the reasons why we think you should be playing baccarat online.

  • Play from the comfort of your own home – It’s pretty obvious but playing online means you never need to leave the house to get your fix.
  • Play on the go with mobile baccarat – Mobile casinos are now extremely popular, and this means that you are now able to play whilst on the go from anywhere in the world.
  • Quicker games – Baccarat can be quite a slow game when you’re at the casino, waiting for people to roll the dice and the dealer to collect and move chips. Online these things happen much quicker and you can really work through a good hands-per-hour rate.
  • Live baccarat – If you crave the slower games and miss the human interaction then live baccarat is going to be a great alternative. The games run as they would live, making for high interaction and massive enjoyment.
  • Baccarat bonuses – Claiming bonuses and clearing whilst you play baccarat is literally getting free money! Who doesn’t like free money?
  • Easier to follow along – There are lots of bets and things can get a little confusing with live baccarat if lots of players at the table. Online it’s just you and the computer, meaning it’s easy to follow and see what you’ve won and when.
  • Lowest house edge – The “banker bet” in baccarat has the lowest house edge of bet in the casino at just 1.01%. If you are wanting low variance, then this is the perfect bet (and game) for you.

Most online casinos that are worth their salt include baccarat within their table games section. In fact, some have several variations of the game offering not only depth but variety as well.

As with any form of casino game, the more choice there is, the more you need to know. Baccarat is a game that is a brilliant alternative to the mainstream, but you need to work a little harder to find the best online baccarat sites in New Zealand than a lot of other games.

Throughout this article we are going to touch on a wide range of nuances that are all linked to the game. This includes everything from the rules of the game to finding out the best bonuses for baccarat.

What we will add is that the page you are reading is going to constantly be updated with new offers and games. It’s for this reason why we think it’s a good idea to bookmark the page so you can keep checking back.

How we Review Online Baccarat Sites

At Casino Source we pride ourselves on our reviews. As you can see, we look at hundreds of casinos and rate each one based on the information and the experience that we have with that brand.

To make sure that we are getting the most out of each review we have set up a team that is dedicated to Baccarat. Within that team includes a mixture of players, game developers and Baccarat experts who have an eye for what’s good and what’s not so good.

The team then form part of a larger package for the site. They look specifically at the baccarat section and then can feed this information into our mainstream casino reviews.

It’s a process that has worked brilliantly well for Casino Source over the years and we are proud that spend the time to go above and beyond other baccarat casino reviews.

No two casinos are ever the same. Granted, some are very similar in terms of the games that are on offer, but they will differ slightly in some areas at least, so we must work out what these differences are and how it affects each casino.

We have created a platform for each of our baccarat casino reviews, however, we know that there are times where this needs to be flexible and we need to change things up a little bit. Next, we are going to show you what we’re looking for and how we go about each review.

A review starts with the number of games that are on offer. Baccarat doesn’t have a huge variety of games if we are being honest, so any form of innovation here is welcomed. There’s not a set number that we look for, but we want casinos to take the initiative here and host as many baccarat games as possible.

It’s not just a case of quantity over quality here either. The games need to be good. Baccarat is unique in that there are a lot of moving parts and a lot of bets that you’re able to place. This means that some games work better than others as a result.

An extension to the range of games is the number of live baccarat options that you can access. Live baccarat is growing year on year with online casinos and this is an area that lots of places are expanding into.

These games can be a little limited, but for them to work well, the dealers need to be on point. Not only do they need to have great skills in terms of how the games work, but they need to able to interact with players as well. The standard is pretty high these days, so we have stepped up our expectations with what is good and not so good.

This will wrap up the review in terms of the games on offer and how they work. Even though our job for this section of the casino is to look at Baccarat games, we need to look at the rest of the casino to get a better idea of the overall picture.

Reputation and licenses are next on the list. For New Zealand players the casino has to be licensed with the New Zealand Gambling Commission. If they are not, then they cannot legally accept New Zealand-based players. We do highlight this with each review, but their website is very easy to use if you are at all unsure and you can search for all casinos that are licensed with them there.

In terms of reputation, this is mainly what others are saying about the casino. Our tests are ongoing, so they can take days, weeks, months or even years to work through. We also look to see what other players are saying as well. There might be common problems that we haven’t come across, but others are and we include that with our review as well.

Bonuses and promotions are next on the list. We talk more about these later on in the article and whilst offers that are dedicated solely to baccarat are rare, there are plenty of offers that can still be claimed and cleared by playing baccarat.

Getting money in and out of the casino is about as important a role as any here. We test a lot of different payment methods to see how easy this process is.

Luckily for New Zealand players, a lot of the payment options you get from one casino are copied across to others. This includes things like debit cards, bank transfer, e-wallets, Apple/Google Pay, cryptocurrency and pre-paid cards. The range of payment options are limited compared to some other European countries, but this is not necessarily a bad thing as it becomes easier to regulate for the NZGC, making it safer for the players.

Mobile casino now plays a big role with any casino, so you need to be able to access a decent app. At worst here we are looking for a mobile site if no dedicated app, but either has to have access to baccarat games. We must admit that take up with a lot of online casinos for mobile baccarat has been slower than some games, but it’s much better than it was.

Finally, we delve deep into the casino's customer support section. If something goes wrong, we need to make sure that someone is there to help. As we stated at the start, this is a basic look at our process but it will change for each casino. We target each review towards baccarat as much as possible, before then linking in with the other sections that are just as important within the overall package for that casino.

How to Find and Choose the Best Baccarat Online Casinos

If you’ve spent any time within the online casino sector, then you will be aware that the range of casinos you can choose from is extensive. If you are totally new, then hold on to your hats, as there is a lot to get through.

Choosing the best baccarat online casino is not an easy choice. It’s also not possible for us to say that one casino is better than another for a certain player. We will (and do) rate casinos based on what we think the majority of players are looking for, but you need to be able to make the choice for yourself as to what will work for you.

It’s for this reason why we have included a bit of a guide that you can work through to find the best casino for you.

The first place to start is the casino edge for the baccarat game that you want to play. This is the advantage that the casino has over the player. Ideally, we want this number to be as low (or high depending on how you look at it) as possible.

A good place to start here is the number of decks that are in play for the game. These usually range between single-deck games, 6 decks and 8 decks. The higher the number of decks the lower the casino edge (better for the player) generally speaking.

Aside from the edge, you then need to look at the games that are on offer. Are they of a good standard and do they cover the games that you want to play?

If you are new to the game then this isn’t always easy to know, so our reviews can help you here. We will highlight how games stand up compared with others in the industry and then if that will work for the majority of players.

We would then recommend that you move towards a baccarat welcome bonus if you can get one. To be honest, bonuses that are set up just for baccarat are rare, but most welcome offers will let you clear their bonus playing baccarat. Make sure you check the T’s and C’s for the offer and see what sort of percentage they allow with Baccarat.

Finally, you need to look at accessibility. If you are playing online then you will have a huge range of games to choose from. If you are playing on mobile then they will be a little more limited, but even these are increasing.

Design, usability, features and functions are usually things that you can work out before you even register an account, especially if you reference our review on that casino. This should allow you to work out if that casino has the functionally that you need before registering an account.

Baccarat Bonuses in New Zealand

When you register with any new casino you must take advantage of the welcome offer that’s on offer. Pretty much all casinos offer one these days and if you’re not utilising one then you are leaving value at the door.

Bonuses come in all shapes and sizes, but most will be that of a deposit match. This is where the casino will take your first deposit and match it up to a certain amount. For example, a 100% match up to $100 would mean that if you deposit $50, they will give you $50 in bonus money.

Seems a little bit too good to be true, right?

Well, it is, and it isn’t. The casino has wagering requirements for that bonus. This is will be a sum of money linked to your bonus that you need to wager before you can withdraw the bonus as cash. A typical amount would be around 30x the deposit amount. The lower the better here.

The issue that you face as a baccarat player is that very few of these offers are geared towards the baccarat game. In fact, most are heavily weighted towards pokie, but can still be cleared via other table games which includes baccarat.

What you need to do is find out the contribution amount for baccarat before you sign up. You can do this via the casinos T’s and C’s. We highlight this in our reviews as well.

A couple of examples of this would be from the likes of Casimba Casino and 888 Casino.

Casimba offers a 100% match bonus up to $500 with a 35x wagering. However, they do not allow baccarat game or any table games for that matter to contribute towards wagering for the bonus.

888 Casino also offers a deposit match worth up to $500. They do allow wagers from Baccarat games to clear the bonus, albeit just 10% of each bet. So, if you placed a $10 bet then $1 of that bet would contribute to clearing the bonus.

What you’re trying to do first of all is find a casino that accepts baccarat to clear the bonus. You then need to get a bonus with the highest wagering contribution as you can to make it easier to clear. The 888 Casino is pretty typical, to be honest, so anything over 10% contribution and you’re onto a winner.

Live Baccarat Casino Games

Live casino games are becoming increasingly popular throughout the industry. The range of games on offer is as high as they’ve ever been, with baccarat being one of the games that have benefitted the most.

How this works is that game provided sets up a casino environment usually within a studio of some sort and then streams the table to the player. The player can access this online and even on mobile, allowing them to play whilst on the go.

Games come with a live dealer who runs the game just as they would from a brick and mortar casino. You can get other players at the table playing the same game as well, with some sites allowing you to interact with them also.

Live dealer baccarat has several pros and cons which we have outlined below:

Pros

  • Recreates the brick and mortar experience of baccarat
  • Allows players to interact with dealers and even other players
  • High-quality streams, with most of them available in HD
  • Lots of games now accessible via mobile casinos for play on the go

Cons

  • A limited number of games compared to regular online baccarat
  • Games can fill up fast meaning that you sometimes have to wait for a seat with some casinos

Free Online Baccarat Games

Many online casinos offer a range of games that include free spins. These are often referred to as “demo games” and with it, the players can test casino games without using real money.

Baccarat is accessible as a free version with a lot of online casinos and if you can get access to it, then we highly recommend that you utilise this function if you are new.

Given that Baccarat has a lot of moving parts to the game, getting access to a free version is a great idea for a new player. In fact, even watching videos on YouTube will enable you to get a better feel for how the game and bets work for Baccarat.

Online Baccarat Software Providers

Baccarat is not as widespread as games such as roulette and blackjack. This means that fewer game providers are serving up baccarat which means that the range of games is a little limited.

The saving grace here is that the players who are creating the game are some of the biggest and best in the business.

There are two standout game providers of baccarat right now, with the first being that of Microimaging. The company need little introduction, but they’ve been producing online casino games since the very start back in 1994. Not only do they now have one of the biggest catalogues of games to choose from, but they also have one of the best.

The other is that of PlayTech. They’ve also been around for a very long time and first opened their virtual doors back in 1999. They offer several baccarat games and are one of few that offer both online and live variations.

Speaking of live baccarat, Evolution Gaming is the biggest and best in this category. They offer sublime games and their studios are some of the best, with dealers who are clearly highly skilled and streams that are pretty much flawless in terms of presentation.

Even though the range of online baccarat software providers is smaller than some other table games, the range is more than good enough to get a nice balance between each provider.

What is Baccarat?

Baccarat is a card game that can be dated as far back as 15th century Italy. The original version saw players bet their hands against each other, trying to achieve the highest score. More modern versions of the game, like Punto Banco, emerged in South America and later the US, where the player bets against the dealer instead. Here the game has three possible results – the player wins, the dealer wins, or it's a tie.

Most online baccarat games follow Punto Banco, but other versions are available that harken back to the original European rules. In all versions, the aim is to have the hand with the highest score up to 9. If the sum of your hand puts you in double digits, then your score is the right-hand number. For example, having a pair of 7s would equal 14, so your score would be 4. The suit of the cards has no bearing on the game.

Baccarat Strategy: Follow the Shoe

'Follow the shoe' is a term coined for a popular baccarat strategy. While baccarat is limited in terms of what a player can change to tilt the game in their favour, they can bet on the outcome of the next hand. It's designed to take advantage of a winning streak by betting on what happened in the previous hand, based on the assumption that wins come in groups and do not alternate from player to dealer each round. For example, if the player won the last game, bet on them in the next one. If the dealer wins going forward, switch to them.

Baccarat Rules: How to Play Online

Players are given two cards to begin with. If the total is 6 or more, then they must stand with their hand as it is and hope the dealer has a lower score. If it's 5 or less, players must draw one additional card. The banker rules are slightly different, as they must stand if their cards total 7 or more, or draw if they have cards valued less than 2. If it's between 3 and 6, then the banker only draws depending on whether or not the player also drew. Should the game result in a tie, no money is lost or won. However, spectating players can bet on who will win, or if the next hand will result in a tie, with casinos offering odds of 9/1.

Online Baccarat Betting Options

Baccarat comes with three different betting options to choose from. These are betting on the banker to win, the player to win or a tie. These are the three main areas of a baccarat board and it’s here that you will need to place your bet for each round of betting. Let’s break down each of the bets to see how they work in terms of odds and payout.

Player Bet

The player bet is one that pays even money. The house edge will range from 1.29% for a single deck game to 1.24% for a 6-deck game. To win, the player needs to get nearer to 9 than the banker.

Banker Bet

The banker bet will payout at odds of 19/20, just shy of even money as it comes with a 5% commission taken by the house for all bets placed. The house edge is one of the smallest for any bet in an online casino, let alone for baccarat, coming in at 1.01% for a single deck and 1.06% for a 6-deck game. The banker wins by getting closer to 9 than the player.

Tie

This is the highest payout bet for the main bets within the game, paying 8/1. With comes a huge house edge of 15.75% for single-deck games and 14.44% for 6-deck games. For this bet to come in, the player and the banker need to have the same hand (tie).

Other Bets

There is also a range of other bets, which are known as side bets for the most part. With each, the payouts will vary and this will change from casino to casino. It’s one of the ways that a lot of casinos make higher margins within the game of baccarat. We’ve listed the more popular bets below along with their payout and house edge.

  • Player Pair – Even money payout, a house edge of 11.25%
  • Banker Pair – 11/1 payout, 11.25% house edge
  • Perfect Pair – 25/1 payout, 17.07% house edge (highest payout odds and house edge in the game)
  • Either Pair – 5/1 payout and 14.54% house edge
  • Small – 1.5/1 payout and 5.27% house edge
  • Big – 0.54/1 payout and 4.35% house edge

Playing Online Baccarat on Mobile

As we’ve mentioned a couple of times already, mobile casino is starting to become to go-to for pretty much all online casinos. The number of players that are accessing casinos via their mobiles is set to overtake online very soon.

In fact, the shift to mobile is so great that many new casinos and redevelopments of older casinos are approaching their design with a mobile-first intent. This means that they create the app or mobile platform and then work the online platform around that, a process which has been the opposite for many years.

Baccarat is one of those games that is now accessible via mobile. It’s not as common as some table games, but the majority of the larger casinos will have at least one mobile option to choose from.

It’s also worth noting that live baccarat can be accessed by mobile as well. Many of these are designed using the mobile platform rather than a dedicated app, but they work in much the same way thanks to technology like HTML 5.

Pretty much every make and model will be able to access these mobile apps and sites. These include iPhone, Android, Windows and Blackberry.

Baccarat Sites Deposits and Withdrawals

Online casinos are now as accessible as they ever have been. More people can sign up and more people can safely get money in and out. Baccarat players will enjoy a wide range of banking options, with the likes of Visa and Mastercard being the two most popular forms of banking.

The online payment network is now worth trillions and the gambling industry has got on board, playing a big role in how they work. The likes of e-wallets such as Neteller, Skrill and PayPal are right up there with any bank-related payment card.

Aside from that, you get a range of one-off payment methods, such as prepaid cards and Paysafecard. These are great if you’re looking to keep as little banking information online as possible, however, it is worth noting you will not be able to withdraw to these methods.

With all of these methods, you need to take a good look at the restrictions that are in place. These could be anything from the location that you are playing from to the timeframe it takes to process the payments.

Another important note is that some banking options will not be eligible for welcome offers. E-wallets and online payment options are often the ones that are prohibited here, but you need to check the T’s and C’s of any offer that you take to see what is eligible as it’s not just a blanket rule.

History of Baccarat

The word baccarat can be traced back to the Italian word for zero, 'baccara'. It was so named because the face cards were valued at zero, although baccarat history has a more romanticised twist to the basis of the game. It is believed that baccarat was dreamt up by a man named Felix Falguierein who lived in Italy during the 15th century. He was possibly inspired by an ancient Italian fable about a young virgin who was forced to throw a nine-sided dice by nine gods.

The lower the number, the worse her fate. An 8 or 9 would see her named a priestess for the gods, while a 6 or 7 would see her outcast, but still alive. Anything below this and she would have been forced to walk into the sea. The game was then communicated across the border to France in the late 15th century, where it became popular with the aristocracy, taking on the name of baccarat, although it was better known in France as Chemin de Fer.

It was a few centuries later, when France, Spain and England were colonising the world, notably South America, that baccarat took the shape of the game we know and love today. In the original European versions, the players played against one another, but in South America, Cuba and, later, Las Vegas, gamblers bet against the house. Baccarat did not light up the strip like blackjack or poker, but the Vegas casinos kept it in play, marketing it as an exclusive card game for distinguished guests and high rollers.

Advantages of Playing Baccarat Online

The online platform is expanding all the time and games like baccarat are really starting to benefit from this. Here are some of the reasons why we think you should be playing baccarat online.

  • Play from the comfort of your own home – It’s pretty obvious but playing online means you never need to leave the house to get your fix.
  • Play on the go with mobile baccarat – Mobile casinos are now extremely popular, and this means that you are now able to play whilst on the go from anywhere in the world.
  • Quicker games – Baccarat can be quite a slow game when you’re at the casino, waiting for people to roll the dice and the dealer to collect and move chips. Online these things happen much quicker and you can really work through a good hands-per-hour rate.
  • Live baccarat – If you crave the slower games and miss the human interaction then live baccarat is going to be a great alternative. The games run as they would live, making for high interaction and massive enjoyment.
  • Baccarat bonuses – Claiming bonuses and clearing whilst you play baccarat is literally getting free money! Who doesn’t like free money?
  • Easier to follow along – There are lots of bets and things can get a little confusing with live baccarat if lots of players at the table. Online it’s just you and the computer, meaning it’s easy to follow and see what you’ve won and when.
  • Lowest house edge – The “banker bet” in baccarat has the lowest house edge of bet in the casino at just 1.01%. If you are wanting low variance, then this is the perfect bet (and game) for you.

Contributor

Lena Sciberras
Lena Sciberras
Reviewer since 07/2020
Lena Sciberras is our Casino Content Manager. Lena has been covering online casino and gambling related topics in multiple online publications. She believes in delivering fresh, useful, in-depth and unbiased information, tips, reviews and guides to the casino players around the world. Her main priority is to educate the readers about the best online slots, their mechanics and payouts.
Interests: Poker, Online Slots, Casino